Welcome to Innovest


Innovest Insurance & Financial Services

SOUTH BAY OFFICE 333 H. Street Suite # 5047 Chula Vista, CA 91910

UPTOWN OFFICE 2341 5th Ave San Diego, CA 92101

MISSION HILLS Corporate offices

Armida Fernandez Gonzales Monica Granados Alberto (Al) M. Ramirez Lily Maria Esther Fernandez

armida@innovestfinancial.com monica@innovestfinancial.com alberto@innovestfinancial.com lily@innovestfinancial.com esther@innovestfinancial.com

As we grow and transform life has a way of changing with us. Chances are your needs today have varied from yesterday, last week and last year. Maybe you have experienced a life changing event such as having a child or gaining a grandchild. Perhaps you bought a new home or have changed careers. Life can move pretty fast.

Now is a great time to start thinking about your financial plan and retirement. At Innovest we help people just like you plan for a golden future.



Life & Health Insurance
Discover how life insurance can benefit you (beyond a leaving a death benefit). Explore how to diversify your investment portfolio with unique Non Taxable life insurance policies. At Innovest we have over 30 years designing custom life insurance solutions that will address your financial outcomes.

Health Insurance should be easy to understand and meet your unique needs. Taking into consideration your medical history; present, past and future, we will find a health plan that works for you.



Business & Individual Benefits & Retirement Planning
If you want to grow your business and we know you do. We are experts at working with businesses to build Health Plans, Individual Benefits, & Retirement Programs that will save you money and stay on track for a successful future. Contact us or click below to learn more about our professional services.



Learn more about our services